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Bringing Back the Light – The Solution to Jerusalem’s “Ghost Apartment” Crisis (Published in Kol HaIr)

ד׳ בכסלו תשפ״ו
ארי אושר פרי־צדיק

Link to the original post: https://www.kolhair.co.il/opinions-2/253190/

The heart of Jerusalem is dimming. In Yemin Moshe, Talbiya, Rehavia, Shaarei Chesed, and David’s Village, apartments worth millions sit locked most of the year. The new luxury towers are marketed almost exclusively abroad, with brokers reporting that most buyers are foreign. Some project websites advertise only in English. The money may flow in—but life is disappearing. This is how a seasonal city center emerges: streets once full of children and bustling cafés are now quiet between holidays. Businesses close early, schools shrink, and the local economy withers. Jerusalem does not lack buildings—what it lacks is residents.

The problem is not unique to us. Many cities around the world have already understood the social and economic cost of absentee ownership. The lesson is simple: housing is meant first and foremost for people to live in.

What the world has learned

  • Canada has banned foreign home purchases until 2027 to cool speculation.
  • Singapore imposes an additional 60% purchase tax on foreign buyers; speculative demand has almost vanished.
  • Switzerland’s “Lex Koller” law restricts real estate purchases by non-residents.
  • New Zealand has barred most foreign buyers since 2018, with a narrow exemption for luxury.
  • Vancouver’s “empty homes tax” of 1–3% of property value reduced vacant homes by more than 50%, and the revenue funds affordable housing.

These policies keep markets open to the world—while protecting the urban core as a living, inhabited environment.

The cost of darkness

When a Jerusalem apartment is inhabited, it becomes an engine of economic activity. An average Jerusalem family contributes about ₪120,000 per year in local spending and taxes—₪4–5 million over a working lifetime. When children remain in the city, the intergenerational contribution reaches ₪20 million or more to the economy, services, and cultural life of the city. By contrast, an empty apartment pays only property tax—about ₪8,000 per year, or ₪300,000–400,000 over decades. Each dark apartment represents a loss of ₪15–20 million in cumulative economic value to the city. Multiplied across hundreds of empty luxury homes, this means billions of shekels in lost economic activity, jobs, and community life.

A practical, Jerusalem-focused policy

  • Cap on sales to non-residents: No more than 10% of units in a new project may be sold to non-residents, checked at permit or occupancy stage—mirroring Swiss and Singaporean models.
  • Empty homes tax: A 1–3% annual levy on the property value of units unoccupied for more than half the year; waived if rented or inhabited.
  • Resident incentives: Reduced municipal taxes for primary residences and grants for long-term rentals.
  • Planning for life: Family-sized units, balconies, and active ground-floor commercial frontages in the city center; restrictions on “hotel-like” features in residential buildings. Planning shapes the type of buyer.

These tools align market forces with the goal of urban life: more residents, more light, more community.

For Jerusalem

Diaspora Jews have always loved Jerusalem and will continue to love it. The goal is not to close the gates but to keep the city open—alive and inhabited, not hollow. A living Jerusalem is in everyone’s interest, including foreign homeowners. And economically, this isn’t ideology—it’s responsibility. An inhabited apartment feeds the local economy daily; an empty one inflates prices and burdens the city’s service budget.

Encouraging permanent residency is sound fiscal policy, not a slogan.

The time to act

Many cities have already adopted similar policies. In Jerusalem—where global demand is immense and land is limited—we cannot afford to wait. The mayor and city council have the authority to create new property tax categories and include “residents first” clauses in Israel Land Authority tenders—without new legislation, only political will.

Jerusalem’s strength has always been its people, not its real estate value. Every lit window represents a family, a child in a school, a voice in a synagogue, and a local business sustained. Restricting absentee ownership is not shutting doors—it is an invitation to life. If we want Jerusalem to remain a city of light, not merely a city of real estate, the time has come to put residents first—and bring the light back home.